Whether it's a lifelong dream or a weekend getaway, South Coast ILWU FCU offers a variety of great savings options to help you get there. They're all NCUA-insured, so you know your money is safe.

Our savings accounts let you earn competitive interest rates while keeping your money totally liquid so you can get to it when you need it.

We Offer:

Share Accounts Youth Savings Accounts
Share Draft (Checking) Accounts Visa Cards
Certificates of Deposit Accounts Money Market Accounts
Direct Deposit Payroll Deduction
Toll-Free Telephone Line Home Banking and Website




Effective as of December 19, 2008
Rates are subject to change without notice

 Account Type Balance Rate APY*
 Share Accounts $100.00 1.00% 1.00%
 Youth Savings Accounts Any balance until the age of 18 1.00% 1.00%
 Money Market Accounts $2,500.00 to $9,999.99 1.99% 2.01%
  $10,000.00 to 24,999.99 2.19% 2.21%
  $25,000.00 and over 2.34% 2.37%




Effective as of December 19, 2008
Rates are subject to change without notice

 Minimum Balance Term Rate APY*
 $1,000.00** 6 Months 2.70% 2.72%
 $1,000.00** 12 Months 2.95% 2.98%
 $1,000.00** 18 Months 3.20% 3.24%
 $1,000.00** 24 Months 3.25% 3.29%

Early withdrawal Penalties: A penalty may be imposed before maturity. The penalty we may impose is the greater of:

Seven (7) days dividends, on the certificate balance withdrawn subject to penalty, if the withdrawal is made within the first six (6) days after the deposit, or

Sixty (60) days dividends on the certificate balance withdrawn subject to penalty.

* APY = Annual Percentage Yield. This reflects the effects of compounding.
** Minimum balance is $500.00 for children up to age 18.